Banking Abbreviations



ACF                                        Auto-Correlation Function
AD                                          Authorized Dealer
ADB                                       Asian Development Bank
AFS                                        Annual Financial Statement
AGM                                      Annual General Meeting
AIRCSC                                 All India Rural Credit Survey Committee
ASSOCHAM                         Associated Chambers of Commerce and Industry of India
ATM                                      Asynchronous Transfer Mode
ATM                                      Automated Teller Machine
BIS                                         Bank for International Settlements
BOI                                         Bank of India
BoP                                        Balance of Payments
BSCS                                      Basel Committee on Banking Supervision
CAD                                       Capital Account Deficit
CAG                                       Comptroller and Auditor General of India
CASA                                     Current Account and Savings Account
CBS                                        Consolidated Banking Statistics
CC                                           Cash Credit
CD                                          Certificate of Deposit
CDBS                                     Committee of Direction on Banking Statistics
CF                                           Company Finance
CFRA                                     Combined Finance and Revenue Accounts
CGRA                                    Currency and Gold Revaluation Account
CII                                          Confederation of Indian Industries
CO                                          Capital Outlay
CP                                           Commercial Paper
CPI                                         Consumer Price Index
CR                                          Capital Receipts
CRAR                                    Capital to Risk Weighted Asset Ratio
CRR                                       Cash Reserve Ratio
CSIR                                       Council of Scientific and Industrial Research
CSO                                        Central Statistical Organisation
DBOD                                    Department of Banking Operations and Development
DBS                                        Department of Banking Supervision, RBI
DCB                                       Demand Collection and Balance
DCCB                                    District Central Cooperative Bank
DD                                          Demand Draft
DDS                                       Data Dissemination Standards
DEIO                                      Department of External Investments and Operations
DGBA                                    Department of Government and Bank Accounts, RBI
DI                                           Direct Investment
DICGC                            Deposit Insurance and Credit Guarantee Corporation of India
DID                                        Discharge of Internal Debt
DVP                                       Delivery versus Payment
ECB                                        External Commercial Borrowing
ECB                                        European Central Bank
ECGC                                     Export Credit and Guarantee Corporation
ECS                                        Electronic Clearing Scheme
EPF                                        Employees Provident Fund
EUR                                       Euro
EXIM Bank                          Export Import Bank of India
FCA                                        Foreign Currency Assets
FCCB                                     Foreign Currency Convertible Bond
FCNR (B)                             Foreign Currency Non-resident (Banks)
FCNRA                                  Foreign Currency Non-resident Account
FCNRD                                 Foreign Currency Non-Repatriable Deposit
FDI                                         Foreign Direct Investment
FEMA                                    Foreign Exchange Management Act
FI                                            Financial Institution
FICCI                                    Federation of Indian Chambers of Commerce and Industry
FRBM                                    Fiscal Responsibility and Budget Management Act, 2003
GDP                                       Gross Domestic Product
GDR                                       Global Depository Receipt
GFD                                       Gross Fiscal Deficit
GFS                                        Government Finance Statistics
GPD                                       Gross Primary Deficit
G-Sec                                      Government Securities
HDFC                                    Housing Development Finance Corporation
HFT                                        Held for Trading
HICP                                      Harmonised Index of Consumer Prices
HUDCO                                 Housing & Urban Development Corporation
IBRD                                 International Bank for Reconstruction and Development
IBS                                         International Banking Statistics
ICICI                                      Industrial Credit and Investment Corporation of India
IDBI                                       Industrial Development Bank of India
IFAD                                      International Fund for Agricultural Development
IFC                                         International Finance Corporation
IFCI                                        Industrial Finance Corporation of India
IIBI                                         Industrial Investment Bank of India
IMD                                       India Millennium Deposits
IMF                                        International Monetary Fund
INR                                        Indian Rupee
IRBI                                       Industrial Reconstruction Bank of India
ISDA                                      International Swaps and Derivative Association
LAS                                        Loan & Advances by States
LBD                                       Land Development Bank
LBS                                        Locational Banking Statistics
LERMS                                  Liberalised Exchange Rate Management System
LIC                                         Life Insurance Corporation of India
M1                                         Narrow Money
M3                                         Broad Money
MA                                         Moving Average
MIGA                                     Multilateral Investment Guarantee Agency
NABARD                              National Bank for Agriculture and Rural Development
NAC (LTO)                          National Agricultural Credit (Long Term Operation)
NASSCOM                            National Association of Software and Services Companies
NBC                                       Non-Banking Companies
NBFC                                     Non Banking Financial Companies
NFD                                       Net Fiscal Deficit
NGO                                       Non-Governmental Organization
NHB                                       National Housing Bank
NIC                                         National Industrial Classification
NIF                                         Note Issuance Facility
NNML                                   Net Non-Monetary Liabilities
NPA                                       Non-Performing Assets
NPD                                       Net Primary Deficit
NPRB                                    Net Primary Revenue Balance
NPV                                       Net Present Value
NRE                                       Non-Resident External
NRG                                       Non-Resident Government
NRI                                        Non-Resident Indian
NSC                                        National Statistical Commission
NSSF                                      National Small Savings Fund
OD                                          Over Draft
OECO                                     Organisaton for Economic Co-operation
OLTAS                                   On Line Tax Accounting System
OSCB                                     Other Indian Scheduled Commercial Bank
PACS                                                 Primary Agriculture Credit Societies
PCARDB                           Primary Cooperative Agriculture and Rural Development Bank
PD                                          Primary Deficit
PDO                                       Public Debt Office
PF                                           Provident Fund
PIO                                         Persons of Indian Origin
PNB                                       Punjab National bank
PO                                          Principal Office
PSE                                        Public Sector Enterprises
RBI                                         Reserve Bank of India
RD                                          Revenue Deficit, Recurring Deposit
REC                                        Rural Electrification Corporation
RFC                                        Residents Foreign Currency
RIB                                         Resurgent India Bonds
RLA                                        Recoveries of Loans & Advances
RLC                                        Repayment of Loans to Centre
RNBC                                    Residuary Non-Banking Companies
RoCs                                      Registrars of Companies
RPA                                       Rupee Payment Area
RPCD                                    Rural Planning and Credit Department, RBI
RRB                                       Regional Rural Bank
SBI                                         State Bank of India
SCARDB                            State Cooperative Agriculture and Rural Development Bank
SCB                                        State Cooperative Bank
SCB                                        Scheduled Commercial Bank
SEBI                                       Securities and Exchange Board of India
SEBs                                      State Electricity Boards
SFC                                         State Financial Corporation
SHGs                                      Self-Help Groups
SIDBI                                     Small Industries Development Bank of India
SIDC                                      State Industrial Development Corporation
SLR                                        Statutory Liquidity Ratio
SSI                                          Small-Scale Industries
TBs                                        Treasury Bills
UBB                                       Uniform Balance Book
UBD                                       Urban Banks Department
UCB                                       Urban Cooperative Bank
UCN                                       Uniform Code Number
UTI                                         Unit Trust of India
VC                                          Venture Capital
WPI                                       Wholesale Price Index

YTM                                       Yield to Maturity